I've been thinking about writing about #5 on my list of things to do before I turn 40--lose 40 pounds. I had some fantastic things to say, but lo and behold, someone beat me to it! You should read this amazing post at The Simple Dollar.
This is my favorite part:
"Major changes to how we behave are almost impossible to perfectly implement. Going from spending thousands a month on unnecessary stuff to spending nothing at all will rarely work for more than a week or two. Why? Because whenever you make a major change like that, you’re derailing a lot of tiny routines and habits, not just one. Humans are creatures of habit, and derailing even the simplest routine can be hard. Derailing lots of simple routines all at once can be incredibly hard. Make small changes, observe small victories, and be patient. It’s far better than yo-yoing, where you make a radical change, see some great success immediately, then fall off the horse and find yourself back where you started."